Guides & Tips
Xpander Monthly Amortization 2026: All Variants
By Richard Cuagdan, Mitsubishi Sales Executive ·
Quick answer: The Xpander monthly amortization for October 2026 (60 months, all-in) starts at ₱22,401 at ₱18K DP for the GLX MT, ₱23,592 for the GLX AT, ₱26,143 for the GLS AT and ₱28,406 for the Xpander Cross. With a down payment, the GLX MT goes down to ₱19,811 a month.
Here's the Xpander monthly amortization for every variant in October 2026, on a 5-year (60-month) all-in term, plus the total you'll pay and the income each one needs.
Monthly amortization by variant
| Variant | SRP | Option A | Option B | Fuel points |
|---|---|---|---|---|
| GLX 1.5G M/T | ₱1,099,000 | ₱22,401 | ₱143K DP: ₱19,811 | 30K |
| GLX 1.5G A/T | ₱1,159,000 | ₱23,592 | ₱153K DP: ₱20,892 | 60K |
| GLS 1.5G A/T | ₱1,259,000 | ₱26,143 | ₱173K DP: ₱22,695 | 60K |
| Xpander Cross A/T | ₱1,378,000 | ₱28,406 | ₱173K DP: ₱24,840 | 60K |
October 2026 dealer promos, 60 months, all-in. Subject to bank approval and change without notice. Message me for the latest promo.
Total of payments over 60 months
| Variant | Option A total | Option B total |
|---|---|---|
| GLX M/T | ₱1,362,060 | ₱1,331,660 |
| GLX A/T | ₱1,438,520 | ₱1,406,520 |
| GLS A/T | ₱1,576,580 | ₱1,534,700 |
| Xpander Cross | ₱1,704,360 | ₱1,663,400 |
Total of payments = down payment + 60 monthly amortizations, from the October 2026 promo figures. The all-in package (LTO registration, TPL, 1-year comprehensive with rate locked for 3 years, chattel mortgage, free labor up to 5,000 km, 3-year warranty) is included. Subject to bank approval.
Income you'll need
At 30–35% of gross monthly income for the Option A monthly:
- GLX M/T: ₱64,000 – ₱74,700
- GLX A/T: ₱67,400 – ₱78,600
- GLS A/T: ₱74,700 – ₱87,100
- Xpander Cross: ₱81,200 – ₱94,700
Full method in How much car can I afford?
Zero DP or low DP?
Paying the down payment lowers both the monthly and the total of payments. Zero DP keeps your cash for emergencies. See Zero DP vs low DP and the variant breakdown in Xpander GLX vs GLS vs Cross.
Related reading
- Mitsubishi Monthly Amortization Philippines (October 2026)
- Zero Down Payment Car Philippines: October 2026 List
- Xpander Cross 2026 Price Philippines and Probinsya Guide
See also: the Mitsubishi zero down payment promo guide.
Your next step
Find the Xpander monthly that fits you, then test drive it in SJDM.
Check what fits my budget Book a Test Drive Call or text 0954 291 1201
Questions muna? Call or text me, Richard, on 0954 291 1201, walang pressure. Richard Cuagdan, Mitsubishi SJDM, serving SJDM, Bulacan and Quezon City; message me for showroom visits and directions. Promo figures are for October 2026 on a 5-year term, all-in, subject to bank approval and change without notice.
Frequently asked questions
How much is the Xpander monthly amortization?
In October 2026 on 60 months, all-in: GLX MT ₱22,401 (₱18K DP), GLX AT ₱23,592, GLS AT ₱26,143, and Xpander Cross ₱28,406. Option B (30% DP) monthlies are lower.
What is the Xpander GLS monthly amortization?
₱26,143 at ₱8K DP or ₱22,695 with ₱173K DP, 60 months, all-in (October 2026).
How much is the Xpander Cross monthly amortization?
₱28,406 at Zero DP Promo or ₱24,840 with ₱173K DP, 60 months, all-in (October 2026).
Is there a cheaper Xpander monthly?
The GLX MT with ₱143K DP at ₱19,811 a month is the lowest Xpander monthly this October.