Guides & Tips
Option A vs Option B: Choosing Your Mitsubishi Promo
By Richard Cuagdan, Mitsubishi Sales Executive ·
Quick answer: On the promos page, every Mitsubishi unit has two all-in options. Option A is the lowest down payment (Zero DP Promo on select units, subject to bank approval), with a higher monthly. Option B is a 30% down payment with a lower monthly. Pick A to keep your cash; pick B to lower the monthly and total paid.
When I rebuilt the promos page, I simplified every unit into two choices, because that's how most buyers decide anyway: "Gusto ko maliit ang ilalabas" or "Gusto ko maliit ang monthly." Here's how to choose.
The two options in one table
| Option A | Option B | |
|---|---|---|
| Down payment | Lowest for the unit (Zero DP Promo on select units) | 30% DP |
| Monthly | Higher | Lower |
| Total paid over 60 months | Higher | Lower |
| Best for | Buyers who want to keep savings | Buyers with cash ready who want a lighter monthly |
| Bank approval | Required | Required |
Option A ranges by model
| Model | Option A (lowest DP) |
|---|---|
| Mirage G4 | ₱3,000 |
| Xpander | ₱8,000 to ₱23,000 DP |
| Xforce | ₱23,000 to ₱48,000 DP |
| Destinator | Zero DP Promo to ₱48,000 DP |
| Triton | Zero DP Promo to ₱98,000 DP |
| Montero Sport | Zero DP Promo to ₱133,000 DP |
| L300 | Zero DP Promo |
| Versa Van | ₱38,000 |
| Outlander PHEV | ₱68,000 |
As shown on the promos page, October 2026, subject to bank approval. Exact Option A figures per variant are on the promos page after the short unlock form.
Option B examples (October 2026)
| Unit | SRP | Option B (DP / monthly) | Gross income guide* |
|---|---|---|---|
| Xpander GLX 1.5G 2WD M/T | ₱1,099,000 | ₱143,000 / ₱19,811/mo | ₱64,000–₱74,700 |
| Xpander GLX 1.5G 2WD A/T | ₱1,159,000 | ₱153,000 / ₱20,892/mo | ₱67,400–₱78,600 |
| Xpander GLS 1.5G 2WD A/T | ₱1,259,000 | ₱173,000 / ₱22,695/mo | ₱74,700–₱87,100 |
| Destinator GLX 1.5G Turbo 2WD CVT | ₱1,389,000 | ₱198,000 / ₱25,038/mo | ₱82,900–₱96,800 |
| Destinator GLS 1.5G Turbo 2WD CVT | ₱1,599,000 | ₱268,000 / ₱28,824/mo | ₱96,000–₱112,000 |
| Destinator GT 1.5G Turbo 2WD CVT (Monotone) | ₱1,929,000 | ₱238,000 / ₱34,772/mo | ₱113,300–₱132,200 |
| Destinator GT 1.5G Turbo 2WD CVT (Two-Tone) | ₱1,939,000 | ₱238,000 / ₱34,953/mo | ₱113,800–₱132,800 |
| Triton GL 2.4D 2WD M/T | ₱1,266,000 | ₱288,000 / ₱22,821/mo | ₱78,200–₱91,200 |
| Triton GL 2.4D 4WD M/T | ₱1,292,000 | ₱293,000 / ₱23,290/mo | ₱79,500–₱92,800 |
| Triton GX 2.4D 2WD A/T | ₱1,430,000 | ₱193,000 / ₱25,777/mo | ₱85,100–₱99,300 |
| Triton GLX 2.4D 2WD M/T | ₱1,649,000 | ₱293,000 / ₱29,725/mo | ₱100,600–₱117,400 |
| Triton GLX 2.4D 2WD A/T | ₱1,735,000 | ₱258,000 / ₱31,275/mo | ₱104,800–₱122,200 |
| Triton GLX 2.4D 4WD M/T | ₱1,949,000 | ₱383,000 / ₱35,133/mo | ₱119,300–₱139,200 |
| Triton GLS 2.4D 2WD A/T | ₱1,999,000 | ₱248,000 / ₱36,034/mo | ₱117,400–₱136,900 |
| Triton Athlete 2.4D 4WD A/T | ₱2,359,000 | ₱288,000 / ₱42,524/mo | ₱138,400–₱161,500 |
| L300 Cab & Chassis 2.2D M/T | ₱829,000 | — | ₱50,900–₱59,300 |
| 2026 L300 Dual AC | ₱1,039,000 | — | ₱63,500–₱74,000 |
Updated 2026-10-30. Promo figures are for October 2026 only, 60 months, all-in, subject to bank approval and change without notice. SRPs are from the official Mitsubishi Motors Philippines price list (as of August 2026). *Income guide = the monthly at 30–35% of gross monthly income; banks decide.
How to choose
- Keep an emergency fund first. If paying 30% would empty your savings, Option A is usually safer.
- Check the monthly against your income. If Option A's monthly goes above about 35% of gross income, Option B or a co-borrower may get a better bank result.
- Think total cost. A bigger DP means less interest over 60 months.
- Business owners: compare with your cash flow cycle, not just the monthly.
Still unsure? Try your own numbers in the calculator or read Zero DP vs low DP.
Related reading
- Car Financing SJDM, San Jose del Monte Bulacan: Low DP Guide
- Mitsubishi Promo Metro Manila: Buying from SJDM
- Zero Down Payment Car Philippines: October 2026 List
Your next step
Unlock Option A on the promos page, or ask me to compute a DP in between.
Compute my monthly See if you're Pre-qualified Book a Test Drive
Questions muna? Call or text 0954 291 1201. Financing is always subject to bank approval.
This is Richard Cuagdan's personal sales website, not the official Mitsubishi Motors Philippines website. Results of any assessment are Pre-qualified, subject to bank approval.
Frequently asked questions
Why is Option A locked?
Option A figures are shown after a short form so I can send the exact computation and confirm it for your profile. The form does not commit you to anything.
Is Option B exactly 30%?
Option B is the 30% DP package shown on the promos page; the exact peso DP and monthly per unit are in the table.
Can I choose a DP between A and B?
Yes. Use the monthly estimate calculator to try your own DP, then I'll confirm the official computation.
Are both options all-in?
Yes, both bundle the main fees like LTO registration, insurance and chattel mortgage. Ask for the written breakdown.
Is either option guaranteed?
No. Both are subject to bank approval.